This page is part of the Fairmark.com Reference Room, offering an easy way to find figures that are adjusted from time to time. This page covers inflation-adjusted figures for retirement accounts and health savings accounts.
IRA contributions
IRA contribution limit
| Under age 50 |
5,000 |
5,500 |
| 50 or older |
6,000 |
6,500 |
Deduction phaseout begins (employer plan participants)
| married filing jointly |
92,000 |
95,000 |
| others |
58,000 |
59,000 |
Roth IRA contribution phaseout begins
| married filing jointly |
173,000 |
178,000 |
| others |
110,000 |
112,000 |
Employer plans
Elective deferrals (401k, 403b)
| under age 50 |
17,000 |
17,500 |
| 50 or older |
22,500 |
23,000 |
SIMPLE accounts
| limitation |
11,500 |
12,000 |
Retirement savings contribution credit
Married filing jointly
| 50% up to |
34,500 |
35,500 |
| 20% up to |
37,500 |
38,500 |
| 10% up to |
57,500 |
59,000 |
Head of household
| 50% up to |
25,875 |
26,625 |
| 20% up to |
28,125 |
28,875 |
| 10% up to |
43,125 |
44,250 |
Other taxpayers
| 50% up to |
17,250 |
17,750 |
| 20% up to |
18,750 |
19,750 |
| 10% up to |
28,750 |
29,500 |
Social Security
| wage base |
110,100 |
113,700 |
Health savings account (HSA)
Annual limitation on deductions
| self-only coverage |
3,100 |
3,250 |
| family coverage |
6,250 |
6,450 |
Minimum annual deductible
| self-only coverage |
1,200 |
1,250 |
| family coverage |
2,400 |
2,500 |
Maximum out-of-pocket expenses
| self-only coverage |
6,050 |
6,250 |
| family coverage |
12,100 |
12,500 |
