Reply To: QCD as part of nonspousal inherited IRA distribution with estate tax deduction

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#7979
wanttoknow
Participant

Alan,

Concerning your last paragraph: When you say “it seems logical to pro rate the IRD Deduction as you indicated, excluding the QCD portion”, I guess you are referring only to 2020 when I would exclude the QCD portion. ($9,292 – 40% of $23,228)

But what about 2021, when the deduction would INCLUDE the QCD portion excluded in 2020? ($18,578 + $9,292 = $27,870)