Reply To: Mega Backdoor Roth 401(k) – Too Good To Be True?

Home Fairmark Forum Retirement Savings and Benefits Mega Backdoor Roth 401(k) – Too Good To Be True? Reply To: Mega Backdoor Roth 401(k) – Too Good To Be True?

#77537
Alan S.
Participant

Yes, but only if there are no gains before the IRR. If there are a few dollars of gains in the after tax sub account, those gains will be taxable and your 1099R will report them in Box 2a.

Be sure your IRR is limited to the balance in the after tax sub account.