Reply To: Rollback of 2020 RMD.

Home Fairmark Forum Retirement Savings and Benefits Rollback of 2020 RMD. Reply To: Rollback of 2020 RMD.

#7731
Alan S.
Participant

You can only roll back the RMD amount. The extra 46.68 will be an excess contribution to your IRA and must be removed as such.

I assume you reached 70.5 in 2019, right? If so, did you complete your entire 2019 RMD in 2019?