Reply To: Basis in HSA on death of spouse

Home Fairmark Forum Taxation of Investments Basis in HSA on death of spouse Reply To: Basis in HSA on death of spouse

#6673
Lewis-H
Participant

If your beneficiary is your spouse, then your HSA, upon death, becomes your spouse’s HSA. The surviving spouse can continue to access HSA funds, and distributions for qualified medical expenses will be tax free, the same way they would be if distributed to the deceased account owner.