Reply To: Secure Act impact on decedent’s RMD?

Home Fairmark Forum Retirement Savings and Benefits Secure Act impact on decedent’s RMD? Reply To: Secure Act impact on decedent’s RMD?

#5285
Alan S.
Participant

It’s based on her life expectancy (Table I) using the age she will be on 12/31/2021. New RMD tables are expected to be in place starting next year that will reduce RMDs 4-6%.

It is possible that the IRA custodian will ask for some documentation to establish her disability, but if she collects SSDI, that may be all they require. Even though the disease is mostly incurable, her status on father’s DOD determines qualification as an eligible beneficiary and this never changes even if her condition improves.