Reply To: TIRA deductibility if MFJ and only one has no retirement plan

Home Fairmark Forum Retirement Savings and Benefits TIRA deductibility if MFJ and only one has no retirement plan Reply To: TIRA deductibility if MFJ and only one has no retirement plan

#5270
RustyShackleford
Participant

So last year I assumed I could deduct my TIRA contribution. Based my “not being covered by a retirement plan at work” (even though my spouse is).

Looking at this again, this tax season, one thing worries me … Am I really not covered by a retirement plan at work ? Yes, I am retired, so not “at work”. But I have a defined-contribution retirement plan (to which I am no longer contributing, and cannot contribute) at TIAA-CREF, and am currently receiving a small lifetime annuity from it.