Reply To: Convert T-401K to Roth IRA

Home Fairmark Forum Retirement Savings and Benefits Convert T-401K to Roth IRA Reply To: Convert T-401K to Roth IRA

#5198
The PA Investor
Participant

I’m not sure how much your son makes but he can add to a Roth IRA directly. He will begin to get phased out of being able to directly add to a Roth IRA the more he makes. You can always bypass all of this by just doing a backdoor Roth IRA every year to the full amount.