Reply To: Timing of filing a form 8606

Home Fairmark Forum Retirement Savings and Benefits Timing of filing a form 8606 Reply To: Timing of filing a form 8606

#5019
Kaye Thomas
Moderator

More simply, the reason not to do this is that you are acting contrary to IRS instructions. They tell you to file it with the return unless you aren’t required to file a return for that year, and if you aren’t required to file a return, they tell you to file at the same time and place you would file Form 1040, which means after the end of the year. It’s unwise to act contrary to IRS instructions without a strong reason for doing so.