Reply To: Are required withdrawals from traditional IRA’s account-specific?

Home Fairmark Forum Retirement Savings and Benefits Are required withdrawals from traditional IRA’s account-specific? Reply To: Are required withdrawals from traditional IRA’s account-specific?

#4989
Alan S.
Participant

Yes, that is correct. While an RMD must be calculated FOR each IRA account, then added together to determine the total, that total can be split up in any combination desired in determining how much will be distributed from any one IRA account. Therefore, you could complete the total RMD for all by withdrawing from just one account. This is known as the IRA RMD aggregation rule.