Reply To: Inherited IRA and QCD Age of Beneficiary

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#3283
dienerte
Participant

My understanding of IRS Publication 590-B is the owner of the traditional IRA must have attained the age of 70.5 before a QCD is allowable. The age of the current owner of the IRA is the controlling factor and the fact she inherited the IRA from an older (70.5+) person has nothing to do with the matter and there is no exception.