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Thanks, Alan. So I guess even though we’re M(arried) and FJ (filing jointly), a single number (MAGI) from our MFJ return affects the two of us differently. Kinda crazy.
Sometimes I wish the IRS just treated people the same regardless of their marital status. Although clearly I’m reaping benefits from this, at the expense of a lot of head-scratching, while benefiting from generous sharing of knowledge by people like you.