Reply To: HSA vs 403b and 401a

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Alan S.

Good. Sounds like everything is in order now. But always verify that the deposit was made correctly to your TIRA. No reason that both employer plans could not be rolled into a single IRA, but if you are going to purchase CDs (share certificates), you might end up with a separate TIRA account for each one. Remember the one rollover limitation per 12 months if you ever move these funds to a different custodian. Best to use non reportable transfer instead of distributions when that time comes.