Reply To: life annuity as distribution of nonspousal inherited IRA

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#1379
wanttoknow
Participant

In the case of #2, I don’t see how the participant has any control over how the beneficiary takes the benefits.

But the contradiction I pointed out has to do with whether the beneficiary can receive the benefits in the form of a life annuity. In the cases of #1 inherited two-life annuity in an IRA and #2 inherited not-yet-annuitized defined benefit plan, a life annuity is permitted. So I’m wondering why not also in the case of an inherited IRA whose owner died before the required beginning date and hadn’t started distribution.

  • This reply was modified 2 years, 11 months ago by wanttoknow.