These pages are part of our free online Guide to Roth Retirement Accounts. This section deals with distributions, the final stage in the life cycle of a Roth account.
Our book: Go Roth! provides a complete, authoritative, plain language explanation of rules and strategies for all types of Roth accounts.
The main rules for distributions from Roth IRAs.
Tax-Free Distributions from Roth IRAs
Rules for tax-free distributions from Roth IRAs.
Requirements to be considered a first-time homebuyer under IRA rules.
Taxable Distributions from Roth IRAs
Here’s what happens when you take a Roth IRA distribution that doesn’t qualify to be tax-free.
Distributions After a Roth IRA Conversion
Tax treatment of amounts withdrawn from a Roth IRA after you’ve made a conversion from a traditional IRA.
Inherited Roth IRA
Rules for distributions from an inherited Roth IRA.