Backdoor Roth contributions provide a way for some people with income above the Roth IRA contribution limits to add dollars to a Roth IRA. We’ve added two new articles to our online guide to Roth Retirement Accounts, both based on material in our book Go Roth!:
Backdoor Roth IRA Contributions
Some people can use this technique to add to a Roth IRA even when their income is above the limit for Roth IRA contributions.
Possible Challenge to Backdoor Roth Contributions?
Some tax professionals have identified a risk in using this technique, but we believe there is no cause for concern.